Please use the information below to learn more about Rockland Trust and the transition of your accounts. As we work on merging the two organizations, Rockland Trust will update this page regularly.
Rockland Trust is a community-oriented commercial bank headquartered in Massachusetts that has been providing banking services and advice to individuals and businesses since 1907. Founded by a group of local business owners, we have a deep commitment to understanding the needs of those we serve and then delivering exceptional customer service and products to meet those needs. We have 123 branches— with our 124th branch set to open in January 2025, and over 30 offices throughout Massachusetts, as well as one commercial banking and investment center in Rhode Island. Additionally, we have banking technology that enables customers to conveniently bank how and where they want.
Our Core Values
At Rockland Trust, we strive every day to be the bank and workplace Where Each Relationship Matters® and we believe that our future is tied to the well-being of the communities we serve. Being a bank is about more than providing financial products and services—it is also about being a strong advocate and steward for the community organizations that help support the individuals, families, and businesses that make up our communities. This is a fundamental belief that has been a core element of our culture for more than 115 years.
We are proud to have been recognized by the Boston Business Journal as one of the region’s “Top Charitable Contributors” for the past 11 years. In 2024, through November, Rockland Trust and its charitable foundation donated a combined total of over $3.5 million to support local charities and community organizations, and our colleagues surpassed 16,000 volunteer hours. Our Colleague Commitment We understand that people do business with people. Our colleagues are critical to our success, and we are committed to fostering a caring and respectful culture where our colleagues can thrive. We’re particularly proud to share that The Boston Globe has recognized Rockland Trust as one of the “Top Places to Work” in Massachusetts for 16 years in a row. Rockland Trust has also been honored as a “Best Place to Work for LGBTQ Equality” by the Human Rights Campaign each year since 2016. Our talented team of over 1,800 colleagues and the relationships they build with our customers, communities, and one another is the driving force behind everything we do.
As a customer, you will benefit from:
The merger is subject to approval by banking regulators and the Enterprise Bancorp, Inc. Shareholders. It is anticipated that the merger will occur in the second half of 2025.
The name of the combined bank will be Rockland Trust.
No, Rockland Trust has no plans to close any Enterprise Bank branches.
It is anticipated that all branch staff will be retained. Retention of other personnel will be a top priority. Rockland Trust understands how important personal relationships are to customers.
You should continue to bank as you normally would today. For now, you will continue to see the Enterprise Bank name at Enterprise Bank branches, ATMs, and on the website. In the coming months, you will receive more communications about the merger, including detailed information about your account(s). We are committed to providing you with timely updates as Enterprise Bank merges into Rockland Trust.
Your relationship is important to us, and every effort will be made to minimize changes to your accounts, rates, and fees as the two organizations' products and systems are aligned. Throughout the process of merging Rockland Trust and Enterprise Bank, we will keep customers informed of what to expect through ongoing communications.
In the coming months, you will receive additional communications from Rockland Trust about your accounts, account numbers, and when you can expect a new debit card. We are committed to making this transition as seamless as possible for you.
For the time being, you should continue to use your Enterprise Bank branches and ATMs for all your banking needs. Once the merger is complete, you will have the convenience of 151 branches and over 265 ATMs. Plus, you will have access to thousands of SUM ATMs surcharge-free.
We believe that our future is tied to the well-being of the communities we serve. At Rockland Trust, being a bank is about more than providing financial products and services - it is also about being a strong advocate and steward for the community organizations that help support the individuals, families, and businesses that make up our communities. This is a fundamental belief that has been a core element of our culture for 115 years. In 2024, through November, Rockland Trust and its charitable foundation donated over $3.5 million to support local charities and community organizations, and our colleagues surpassed 16,000 volunteer hours.
For a complete listing of all our locations, visit rocklandtrust.com/about-us/get-in-touch/locations.
Yes. Rockland Trust is a member of the SUM program. The SUM program provides customers with the option of using thousands of SUM ATMs surcharge-free. For a complete listing of SUM locations, visit SUM-ATM.com.
Rockland Trust provides state-of-the-art online and mobile banking services designed for both consumers and businesses. Our online and mobile banking features include electronic statements, bill payment, account transfers, and sending and receiving money using Zelle®. You can also access transaction information, receive security alerts, and utilize account insights and budgeting tools. With our mobile banking app, you can deposit checks conveniently using your mobile device.
Additionally, Rockland Trust offers a service called YourBanker®, which connects customers to their very own dedicated banker through their mobile device or computer. This allows customers to receive banking advice, ask questions about their accounts, and perform account maintenance—all from the comfort of their homes.
Rockland Trust is a strong, secure, and well-capitalized bank and a safe place for deposits. Similar to Enterprise Bank, all Rockland Trust deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. Deposits at Enterprise Bank are also insured by the FDIC up to $250,000.
If you have accounts at both Rockland Trust and Enterprise Bank, following completion of the merger, under federal law you will continue to receive the same FDIC coverage as if your accounts were still at separate banks for six months after the merger. Certificates of Deposit will continue to receive separate FDIC insurance coverage until the first maturity date after the six-month period. After six months have passed, if your total aggregate account balances at the merged bank exceed $250,000, any excess will not be covered by FDIC insurance.
If you will have amounts above $250,000 on deposit at the combined bank, please plan to talk to your branch or banker as there may be options available to you. For instance, we also participate in the Certificate of Deposit Account Registry Service (CDARS). CDARS provide customers access to multi-million-dollar FDIC insurance through one bank instead of having multiple CDs spread across several banks.
The merger and your right to vote as a shareholder at a special meeting of Enterprise shareholders will be addressed in a joint proxy and consent solicitation statement/prospectus to be filed with the Securities and Exchange Commission. We urge you to read it carefully when it becomes available because it will contain important information for all shareholders. A copy of the proxy statement/prospectus, as well as other filings containing information about Independent Bank Corp. (“Independent”) and Enterprise, can be obtained without charge, at the SEC’s website (http://www.sec.gov or at the “Investor Relations” section of Independent’s website, www.rocklandtrust.com, under the heading “SEC Filings” and in the “Investor Relations” section of Enterprise’s website, www.enterprisebanking.com, under the heading “SEC Filings”. Copies of the proxy statement/prospectus and the filings with the SEC that will be incorporated by reference in the proxy statement/prospectus can also be obtained, without charge, by directing a request to Independent Investor Relations, 288 Union Street, Rockland, Massachusetts 02370, telephone (774) 363-9872 or to Enterprise Investor Relations, 222 Merrimack Street in Lowell, Massachusetts 01852, Attention: Corporate Secretary, telephone (978) 656-5578. Information regarding the persons who may, under the rules of the SEC, be considered participants in the solicitation of Enterprise shareholders in connection with the proposed transaction will be set forth in the proxy statement/prospectus when it is filed with the SEC
As we work on combining the two organizations, we will provide updated information on RocklandTrust.com. If you are a customer of Enterprise Bank, we will notify you well in advance of any changes to your accounts or services. We are committed to ensuring you continue to receive the same level of dedicated and personal service you are accustomed to and making this the beginning of a great relationship.
Important Additional Information
In connection with the proposed transaction, Independent Bank Corp. (“Independent”) will file with the SEC a Registration Statement on Form S-4 that will include a proxy statement for a special meeting of Enterprise Bancorp, Inc.'s (“Enterprise”) shareholders to approve the proposed transaction and that will also constitute a prospectus for the Independent common stock that will be issued in the proposed transaction. BEFORE MAKING ANY DECISIONS, INVESTORS AND SHAREHOLDERS OF INDEPENDENT AND ENTERPRISE ARE URGED TO READ THE REGISTRATION STATEMENT AND THE PROXY STATEMENT/PROSPECTUS REGARDING THE PROPOSED TRANSACTION WHEN IT BECOMES AVAILABLE AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION. A copy of the proxy statement/prospectus, as well as other filings containing information about Independent and Enterprise, can be obtained without charge, at the SEC’s website (https://www.sec.gov/) or at the “Investor Relations” section of Independent’s website, www.rocklandtrust.com, under the heading “SEC Filings” and in the “Investor Relations” section of Enterprise’s website, www.enterprisebanking.com, under the heading “SEC Filings”. Copies of the proxy statement/prospectus and the filings with the SEC that will be incorporated by reference in the proxy statement/prospectus can also be obtained, without charge, by directing a request to Independent Investor Relations, 288 Union Street, Rockland, Massachusetts 02370, telephone (774) 363-9872 or to Enterprise Investor Relations, 222 Merrimack Street in Lowell, Massachusetts 01852, Attention: Corporate Secretary, telephone (978) 656-5578. Information regarding the persons who may, under the rules of the SEC, be considered participants in the solicitation of Enterprise shareholders in connection with the proposed transaction will be set forth in the proxy statement/prospectus when it is filed with the SEC.
Rockland Trust Online Banking gives you a variety of services that help you use and manage your accounts, whenever and wherever you want.
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Rockland Trust makes it easy to manage all of your accounts with our simple online portals.
Rockland Trust gives you a variety of services that help you use and manage your accounts, whenever and wherever you want.
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