This is the No Shame in this Money Game’s Mini Money Minutes. Why Mini Money minutes? First of all, you’re busy and you want your info FAST, secondly who doesn’t love mini things? In fact, human beings love mini things so much that our brains actually release dopamine when we see cute little things! For real! We actually derive satisfaction from mini things because we can see them less threatening. So, if we are less threatened by mini things and mini things can actually make us happy, what if we learn about money through mini money minutes! Let’s go!
In this Mini Money Minute, I interviewed a detective in the Crimes Unit of a local police station about some prevalent scams that are swindling thousands of dollars from our most vulnerable citizens. There’s no shame in this money game and there should be no shame in falling victim to scams. Armed with information, we need to keep learning and sharing what we learn with others to keep them from becoming victims. Listen to and share this Mini Money Minute podcast with your neighbors and loved ones to help stop this recent cycle of scams from infiltrating our communities further.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
In this Mini Money Minute, I speak to an expert who shares some tips on how to navigate not just the FAFSA's (Free Application for Student Aid) recent changes but the tough conversations that go along with managing the cost of college. And though I usually reserve singing about money to audiences of school children, the recent changes in the FAFSA inspired me to write a song about it so keep listening to the end!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
"Loud Budgeting" is a new, trendy term to describe unabashedly vocalizing your financial choices with friends and family members. I am a huge advocate for talking about money but do I have to shout? Listen to this mini money minute to find out!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
With all the bills you are likely paying after the holidays, adding another one might not seem like the brightest idea. But what if THIS bill was all about paying yourself? What if THIS bill didn’t stress you out but made you excited? In this Mini Money Minute, we talk about a bill that is so important, even your future self will thank you!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
Kindness is not usually a topic that comes to mind when talking about money but maybe it should be! What if there were a return on investment for incorporating a little kindness into your day? In this Mini Money Minute, we talk about the ROI on kindness - the gift that just might give you something in return.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
October can be a spooky month for your finances. The pressure to spend money, get the most Instagram worthy photos picking apples (all while “living your best life”) is real. But don't be scared - you are NOT alone. Check out this Mini Money Minute for some spending and saving advice that may work faster than you can say BOO!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
A recent trend called “Girl Math” has me thinking about the power of words; particularly the words "girl" and "math" used together to justify frivolous spending. I'm no trendsetter, but I'm certain there's a more uplifting and empowering way to think about our spending. So, here’s this girl’s attempt to turn the tables, and perhaps our thinking, on this popular trend.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
It feels like the “Summer of Taylor Swift” and I don’t think I’m alone when I say, I think she might have earned that title. Not only has she smashed music industry records left and right but she may also be instrumental in the way economists have changed their forecast - I’m hearing the word “resilient” more than “recession” lately and that may have something to do with a certain someone’s “reputation!” If you know, you know and if you don’t, take a listen!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
There are so many unknowns when it comes to house hunting and it can all feel very overwhelming – especially if you are a first time homebuyer! As intimidating as it may seem, discovering what you can and can't afford is one controllable factor when looking for a home and it’s actually easier to find out than you might think! In this Mini Money Minute, you will uncover what information you need to gather to get your pre-approval letter from a lender, why it's important to get that pre-approval and how lenders come up with that magic number! Looking for even more information? Check out our Homebuyer’s Playbook here!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
Teens have a lot to say and even more to learn about money. While managing money is definitely in their futures, most are not given the education or guidance to start their financial lives off on the right foot. Luckily, I LOVE talking to teens about money and had to the opportunity to capture some of their "aha moments" at some Credit for Life Fairs during Financial Literacy Month.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
The days are longer, the sun is brighter and you might notice a little pep in your step. It’s the perfect time for a fresh start and there’s no better time to set some financial goals. But where do you start? In this month’s Mini Money Minute, open the window, breathe in the fresh air and listen to four steps you can take to start fresh with your finances this spring.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
Lifestyle creep is not a financial term but it IS a popular phrase used to describe a financial behavior that is prevalent. So how can you enjoy your life without feeling like you are letting your lifestyle take over? In this mini money minute, we offer a solution and possibly even a new financial trend – take a listen!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
When you host a podcast about personal finance and you find yourself in a room with access to nearly 15,000 women, wouldn't YOU ask them what the best piece of financial advice they have ever received was?
Well, that's what I did at the Massachusetts Conference for Women at the end of 2022 and I even had the opportunity to interview a celebrity keynote speaker! Perhaps some of their words of wisdom will inspire you to find your path to a healthier relationship with money in 2023.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
You’ve probably heard of TikTok, the popular video sharing app, but have you heard of FinTok? FinTok is the slang name given to TikToks that focus on, you guessed it, finance!
But why would anyone go to TikTok to get financial advice, you may ask? Well, TikTok actually operates as a search engine for many young adults who are looking for, among many things, money advice. Learn why this trendy platform for dolling out financial advice might be important to learn about in this No Shame in this Money Game’s Mini Money Minute!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
Buy Now, Pay Later…Is this service too good to be true or just another tool in your financial toolbox? In this Mini Money Minute, we provide you with some quick information to decide if this ubiquitous service might work for you or if the convenience of buying now and paying later adds too many complications to your financial life. Learn more by reading "What to know about using Buy Now, Pay later" in our Learning Center.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
If you are looking for a loan, especially a mortgage, you'll need to know your DTI (your debt to income ratio). But what IS a debt to income ratio, how is it calculated and why is it important? All these questions, and more, will be answered in this No Shame in this Money Game’s Mini Money Minute on Debt to Income Ratios!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
So far, the Summer of 2022 might not be what we all dreamed it would be. With record breaking inflation, rising interest rates and talks of a recession, plans for a carefree summer may seem out of reach. But before you throw in that beach towel, take a listen to this special summer edition of the No Shame in this Money Game's Mini Money Minute. You just might get a few tips to help you stay on budget while keeping the fun in your summer.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
We've all heard of a "bucket list" (the list of fun things you want to do before you "kick the bucket"), but have you ever made a list of your assets? What’s in THAT bucket? “I don’t have any assets,” you might be thinking. Think again and take a listen to this bite-sized mini money minute to learn about all the different kind of assets you may have and how keeping track of them can save you, and your family, a whole lot of time and anguish.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
April is Financial Literacy Month and Rockland Trust wants you to have a healthy relationship with money - at any age. Part of having a healthy relationship with money is knowing how to keep your money safe. Scams and fraud attempts have become so widespread that this Mini Money Minute is dedicated to teaching you how to protect yourself and your loved ones. Listen and share because the more we are aware of these scams, the better we can all protect ourselves.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
Owning your own home is a big deal but do you know how much of your home you ACTUALLY own? In today’s No Shame in this Money Game’s Mini Money Minute, you will learn all about home equity – how to calculate it, what it means and it what it could be worth to you as you save for your future.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
Acronyms are tricky. Acronyms that are one letter apart and mean completely different things, are even trickier. In this Mini Money Minute, you will learn about APRs and APYs, what they stand for, what they measure and why knowing their definitions is important when borrowing or saving money.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
If it seems like everyone you know is talking about inflation, you’re right! And if you’re not hearing about it in the news, you may be feeling the effects of it when you go to pay your bills or take your weekly trip to the grocery store. In this Mini Money Minute, you will learn about the different types of inflation, what causes it and how inflation affects you and your money.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
What is a credit score and why is it so important? In this Mini Money Minute, you will learn how your credit score is calculated, little ways you can work to improve your score and why this three digit number might make a difference in your financial life.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
If you happen to work for a company that provides access to health insurance, open enrollment might feel open season for acronyms! In this mini money minute we tackle HSAs and FSAs so you don’t miss an opportunity to save some money on what might be one of your most expensive annual expenses.
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
Listen to this mini money minute to learn about the term "deductible." You may have heard this term around tax-time or when renewing your insurance policies but do you really know how it affects your wallet? Listen to learn more!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
Listen to this mini money minute to learn more about IRAs, one of the most popular (and complicated) retirement saving vehicles. Saving for retirement can be challenging but learning can be easy in small, palatable portions. Learn about IRAs today!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.
Welcome to the No Shame in this Money Game’s Mini Money Minutes! Why Mini Money minutes? First of all, you're busy and you want your info FAST. Secondly, who doesn’t love mini things? In fact, human beings love mini things so much that our brains actually release dopamine when we see cute little things! For real! So, if mini things actually make us happy, what if we learn about some complicated financial jargon through mini money minutes! First up - Assets and Liabilities!
Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.