Our Insights - Special Needs Services

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Special Needs Services

• Special Needs Trusts

  A special needs trust (or supplemental needs trust) is an estate planning tool that can help provide for the needs of an individual who is disabled without jeopardizing his or her eligibility for government benefits.

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• Planning for the Future with an ABLE Account (Opens in a new Window)

  If you or a family member has a disability, you may be interested in learning about a tax-advantaged option called an ABLE account which can be used to save or invest for qualified disability expenses. Most states have launched ABLE programs, and more are in the works.

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• Managing Medical Care When Your Child Has Special Needs (Opens in a new Window)

  As the parent of a child with special needs, you'll face certain challenges when it comes to coordinating medical care. You may often need to act as an advocate for your child's best interests. To be effective in that role, you'll need to be prepared.

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• Government-Sponsored Disability Insurance Programs (Opens in a new Window)

  Government-sponsored disability insurance programs are programs designed or mandated by federal, state, and local governments to provide basic income protection, and sometimes medical benefits, to disabled individuals.

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• Providing for Your Child with Special Needs After Your Death (Opens in a new Window)

  Preparing for the day when you won't be around to care for your family is a challenge that all parents face. But as a parent of a child with special needs, your estate planning needs are especially complex.

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• When Your Child Has Special Needs (Opens in a new Window)

  As the parent of a child with special needs, you face many of the same challenges that any parent faces. But you'll have to cope with some unique financial, medical, educational, and legal issues as well.

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