CD Rates*

	Minimum Opening Deposit	Interest Rate	Compounding Method	Annual Percentage Yield (APY)
6 Month Certificate	$1,000.00	1.00%	Daily	1.00%
2 Year Certificate	$1,000.00	1.73%	Daily	1.75%
3 Year Certificate	$1,000.00	1.98%	Daily	2.00%
*All interest rates and Annual Percentage Yields (APYs) are accurate as of today and subject to change. A penalty will be imposed for premature withdrawal from Certificates of Deposit.
Rates effective 10/21/2009