Business Retirement Plan Services

Rockland Trust Financial Services¹ offers several retirement plans so you can choose the plan that fits your needs best.

SEP

Simplified Employee Pension Plan (SEP) is an employer funded IRA that, although sponsored by your business, is funded through participating employees' Small Business SEP Plans. A SEP plan is ideal for self-employed individuals and businesses with few employees and unpredictable cash flows.

Money Purchase Pension Plans

Money Purchase Pension Plans are employer-funded, qualified small business retirement plans that require the establishment of a group trust used to hold the assets of all plan participants. They must be established by the end of the business tax year, usually December 31. Ideal for businesses with predictable cash flows, consistent earnings, and large tax liabilities that want fixed, high level annual contributions.

Profit Sharing Plans

Profit Sharing Plans are employer-funded, qualified small business retirement plans that require the establishment of a group trust used to hold the assets of all plan participants. A plan for businesses with unpredictable cash flows

401(k) and Customized Retirement Plans

If your company has more sophisticated needs for either a 401(k) or other type of customized retirement plan, our investment professionals can help. Please click here for more information.

Group Life and Disability Products

To help retain valued employees, you can choose from a variety of Group Life and Disability Insurance plans. These plans are competitively priced to ensure that you can provide the most benefits at the best cost.

For an appointment to discuss your business retirement needs come into a Rockland Trust branch today.